Know what you actually have
Most people don't know the details of their existing cover. We'll walk through what's there — the amount, the waiting period (for income protection), the exclusions that matter.
THE 15-MINUTE COVER CHECK
Insurance without the BS.
Life, income protection, TPD or trauma — whether you’re already covered or starting from scratch, 15 minutes with Justin gets you clarity.
No jargon. No sales pitch. No pressure.
16yrs
Justin’s industry
experience
640+
Families helped
through Justin’s career
$15M+
Paid claims Justin
has assisted with
LET’S START WITH YOU
Three questions.
A clearer conversation.
Two minutes now saves ten on the call. Justin sees your answers before you speak.
Question 1 of 3About 2 minutes
Your answers stay private and are used solely to prepare your 15-minute cover check conversation with Justin.
WHAT WE'LL ACTUALLY DO
What good cover does.
And what to look at.
See if there’s a real gap
Once you know what you have, we can be honest about whether it's enough for your situation, your income and your family.
Understand your options
If there's a gap worth closing, we'll explain the ways to close it. If there isn't, we'll say so and you're done.
Have someone in your corner
If you ever need to claim, Justin can help you understand the process. That's the part most people don't think about until it matters.
Ready to see where you actually stand?
Two minutes on the Cover Check, then 15 minutes with Justin. That's the whole process.
REAL PEOPLE. REAL SUPPORT.
It matters when life happens.
As a business owner and a new dad, I thought I had it all figured out. But after speaking with Justin, I quickly realised there were some serious gaps that could have left my family exposed.
Marko Pvia GoogleJustin talked me through it all in a way I could understand. I wouldn't have known how to access my super to arrange things — he did it all for me.
Alice Dvia GoogleA work injury kept Max off the tools for six months. His income protection helped him during recovery.
Max TIncome protection clientAfter a cancer diagnosis, Timothy had Justin's help through the trauma claim process.
Timothy WTrauma claim clientGoogle review excerpts supplied in the brief; reviewer permissions pending confirmation. Client stories are from Justin's practice; individual experiences vary.
GOOD QUESTIONS
Let's clear a few
things up.
Does the first call cost anything?
No. The 15-minute Cover Check is free, with no obligation. If you choose to continue, Justin explains the advice process and how he is paid before you commit.
I'm not sure which cover type I need. Can I still book?
Yes. Choose "Not sure" on the first question of the Cover Check. Justin will help you work out which cover types are worth thinking about for your situation.
Is the insurance in my super enough?
It depends on the cover and your circumstances. Check the amount, waiting period (for income protection) and definitions in your fund's insurance guide. Bring your questions to the call — Justin can help you read your statement.
Can I get cover if I'm self-employed?
Availability depends on your occupation, income, health and the insurer. Justin can explain which questions to ask and what information is likely needed.
Am I signing up for insurance on this call?
No. The Cover Check is an initial conversation about your situation, questions and next steps. You decide whether to proceed. It does not provide a personalised recommendation or guarantee cover.
What if I already have policies I'm happy with?
You can start with what you have. Justin can explain the details worth checking or help you understand your options if you want to review other providers. There is no obligation.
What if I've been declined before or have health issues?
Being declined by one insurer doesn't mean every insurer will decline. Justin can explain which questions to ask and which insurers may be worth exploring for your situation.
Will I need a medical exam?
Not always. The insurer, cover type and your health history determine what information is needed. Some applications require further medical evidence.
A CLEARER PLACE TO START
Fifteen minutes.
A little more clarity.
No jargon, no sales pitch, no pressure.